About Us

At Magniva Capital, we believe that every business—regardless of its size, industry, or stage of growth—deserves access to reliable, flexible funding and the right financial tools to succeed.

We understand the unique challenges entrepreneurs face, from managing cash flow to building strong credit profiles.

That’s why we’ve made it our mission to deliver fast, transparent, and personalized financing solutions that help businesses not only survive—but thrive.

Whether you need working capital, a line of credit, or expert support in building business credit, we’re here to be your trusted financial partner every step of the way.

We offer more than just loans.

We offer options.

  • Business Loans tailored to your goals

  • Short-Term Working Capital for cash flow stability

  • Lines of Credit for flexible financial access

  • Business Credit Building to help you qualify for more, on better terms

Whether you need capital today or want to set your business up for future success, we’ve got you covered.

what we offer ?

Smart Funding Solutions for Every Stage of Business

Whether you're managing day-to-day operations, planning for growth, or navigating unexpected expenses, Magniva Capital offers flexible financing options designed to meet your unique business needs. Explore our core funding solutions below:

Business Loans

Business loans provide structured financing to help you grow, expand, or stabilize operations. Perfect for purchasing equipment, hiring staff, or investing in new opportunities.

  • Fast Approval: Access funds quickly to keep your business moving.

  • Flexible Solutions: Loan terms designed to fit your goals and cash flow.

  • Growth Ready: Ideal for long-term investments and strategic expansion.

Short-Term Working Capital

Short-term working capital gives your business the quick boost it needs to cover day-to-day expenses, handle emergencies, or manage seasonal slowdowns.

  • Fast Approval: Receive funds in as little as 24 hours.

  • Cash Flow Relief: Perfect for payroll, inventory, or unexpected costs.

  • Simple Repayment: Short-term terms that don’t weigh you down.

Lines of Credit

A business line of credit provides ongoing access to funds—only pay interest on what you use. Ideal for managing cash flow or tackling short-term needs.

  • Fast Approval: Get approved and start drawing funds quickly.

  • Flexible Access: Use what you need, when you need it.

  • Revolving Credit: Reuse your available limit as you repay.

Frequently Asked Questions

What types of funding do you offer?

We offer a range of financing solutions including business loans, short-term working capital, lines of credit, and business credit-building services. Each option is tailored to meet the unique needs of your business.

How quickly can I get approved for funding?

Our approval process is fast. In most cases, you can receive approval within hours, and funds may be available as soon as the same day, depending on the loan type and application details.

Are there any hidden fees?

No! At Magniva Capital, we pride ourselves on transparency. We clearly outline all fees and terms upfront so you can make an informed decision with no surprises.

How do I apply for funding?

Applying is easy. Simply fill out our online application, which takes just a few minutes, and a dedicated funding specialist will guide you through the next steps.

Thank you for choosing Magniva Capital. We are committed to providing you with the funding and support your business needs to thrive.

For more information or assistance, don’t hesitate to contact us anytime!

Contact Us

1600 Clark St, Paducah, KY 42003

(270) 770-4846

© Copyright Magniva Capital 2025. All rights reserved.